Welcome to the C&O CLUB


The C&O Club is a residential community organized as a site condominium. The organizational papers, which consist of a Master Deed, Bylaws, and amendments to each, are recorded in the Charlevoix County Register of Deeds.


The Association is self-governed by a five-member board of volunteers, elected each year by the unit owners. The Association generally holds itsannual meeting over the July 4 holiday.

This website contains information for purchasers, realtors, builders, and other contractors. Information is also available for owners of units in the project.


The current officers and board members are:

President - Jan Kalbfell

Vice President - Jeff Lipshaw

Secretary - Kay Currey-Kolb

Treasurer - Ben Muladore

At Large - Steve Grant

American Waste to Be Sole Trash Hauler

The Board of Directors has directed that American Waste will be the sole trash hauler in the C&O Club for reasons of road wear and tear and safety.

American Waste picks up on Mondays.

Pickup service is available at $22 per month. Contact Jill Harris at (231) 547-2162. “Per bag” service is still available (bags can be purchased at Ace Hardware, Oleson’s, and Family Fare).

Noise Policy

The Board’s policy on noise, including construction and fireworks (see below) adopted in 2015, is here.

Ban on Consumer Fireworks in Charlevoix and Charlevoix Township

As of May 2015, both the City of Charlevoix and Charlevoix Township have banned the use of consumer fireworks at all times except the day before, the day of, and the day after a federal holiday. Please note that this bans the use of consumer fireworks during Venetian Festival.

Jeffrey Lipshaw 2013-2019